Evidence-based personal financeIndependent · no affiliates
Personal finance, tested

Buy the good boots once.

Every piece here checks the real prices, runs the real numbers and cites where they came from. No affiliate links, no sponsors, no guru energy.

Latest articles
  1. 03
    explainerratesmarkets

    The 2026 rate shock reaches your wallet

    The US 10-year yield closed above 5% on the day the Fed raised rates for the first time in three years, and the ECB has hiked twice. What that does to mortgages, savings accounts, bond funds and the Livret A, with the numbers.

    · 15 min read
  2. 02
    guideaievidence

    Should you let ChatGPT or Claude manage your money?

    Half of American adults now ask an AI before a money decision. The models pass the CFA exam and then get a third of tax returns right. What the studies say, where it breaks, what to delegate and what never to.

    · 18 min read
  3. 01
    reviewtoolsfrance

    Is Finary worth it?

    France’s favourite wealth tracker costs €149.99 a year for Plus, has raised its price three times, and is still fighting sync bugs. Here is who should pay, who should not, and the numbers behind it.

    · 14 min read